Standard Bank Personal & Private Banking (PPB) Risk Graduate Training 2025
Standard Bank is inviting talented graduates to apply for its Personal & Private Banking (PPB) Risk Training Program. This 18-month structured program is designed to equip graduates with essential skills and hands-on experience in Risk Management, Data Science, and Credit Solutions.
As a graduate trainee, you will undergo multiple rotations in key risk management areas, gaining in-depth exposure to credit lifecycle processes, fraud risk management, decision science, and advanced analytical tools.
The goal is to develop future risk leaders who can enhance digital credit solutions and implement modern risk strategies across African markets.
Location: Johannesburg, South Africa
Job Type: Full-time
Closing Date: 30 June 2025
What You Will Gain
- Exposure to Risk Management Strategies: Learn how risk is assessed, mitigated, and managed across various banking portfolios.
- Hands-On Data Analysis: Work on credit risk analytics, fraud detection, and predictive modeling.
- Practical Business Experience: Participate in value-adding projects to improve financial decision-making.
- Advanced Coding & Automation Skills: Enhance your programming skills and automate risk assurance processes using data science tools.
- Collaboration with Industry Experts: Gain mentorship from senior executives and risk management professionals.
- Digital Transformation Insights: Contribute to the modernisation of digital credit strategies in Africa.
Rotational Areas
- Decision Science & Predictive Analytics
- Credit Solutions Engineering
- Lending Portfolios (Credit Card, Home Finance, Car Finance, Personal Loans)
- Fraud Risk Management & Detection Strategies
- Non-Financial Risk & Compliance
Eligibility Criteria
Minimum Qualifications Required:
A completed or final-year Honours or Master’s degree in any of the following fields:
BSc / BCom / BDatSci in:
- Statistics
- Data Science
- Pure Mathematics
- Actuarial Science
- Informatics / Information Systems
- Computer Science
- Computational & Applied Mathematics
- Econometrics
- Behavioural Economics
Must complete Honours qualification by 31 December 2025.
Additional Requirements:
- South African citizenship is required.
- Maximum 18 months of work experience.
- Full academic transcripts (undergraduate and postgraduate) must be submitted with your application.
Not Qualified Yet? Here’s How to Qualify
If you do not yet meet the eligibility criteria, consider enrolling in specialised courses that enhance your qualifications for future risk management and data science roles:
Risk & Financial Modelling Courses:
- Milpark Education & University of Cape Town (UCT) Online – Risk Management Certification.
- Wits Business School & Stellenbosch University – Postgraduate Diploma in Business Analytics.
Data Science & Coding Bootcamps:
- University of Pretoria (UP) & ExploreAI Academy – Python & Machine Learning for Banking Analytics.
- Coursera (Google Data Analytics Certification) – Industry-recognized analytics training.
Banking & Financial Engineering Degrees:
- Nelson Mandela University (NMU) & University of Johannesburg (UJ) – BCom Financial Risk Management.
- Monash South Africa & IIE Varsity College – Banking & Finance Diplomas.
Investing in these upskilling opportunities can increase your chances of securing high-paying roles in risk and data analytics.
How to Apply
Applications must be submitted through the Standard Bank Careers Portal. Ensure you have the following documents ready:
- Updated CV
- Certified copies of qualifications & academic transcripts
- A motivational cover letter detailing why you are interested in Risk Management & Data Science
