Business and Commercial Banking (Bcb) SA Business Solutioning Graduate Programme – Client Solutions
Financial Services, Banking
Minimum Requirements
- Product Economics
- Finance
- Business
- Must be a South African citizen.
- Should you have work experience, it should not exceed 12 months.
- Matric certificate to be submitted with application.
- Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
Responsibilities
- Comprehensive Training – Receive in-depth training from industry experts to build a solid foundation in credit risk.
- Professional Development – Access mentorship, networking opportunities, and resources to support your growth.
- Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
- Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.
- Provide financial, analytical, and modelling support across multiple portfolios, contributing to sound decision‑making.
- Develop, maintain, and enhance financial models to assess product performance, profitability, pricing impacts, cost drivers, and long‑term value across assigned portfolios.
- Perform detailed product economics analysis, including revenue, margin, volume, and cost trends, to support strategic and operational business requirements.
- Support portfolios by delivering timely, accurate analysis and insights, ensuring adequate coverage despite resource constraints within the team.
- Assist in the preparation of business cases, forecasts, and scenario analyses to evaluate strategic initiatives, portfolio changes, and investment decisions.
- Provide management reporting and insights to senior stakeholders, highlighting key financial outcomes, risks, and opportunities.
- Support pricing reviews and optimisation initiatives through robust financial and sensitivity analysis.
- Collaborate closely with product, finance, risk, and business teams to ensure product performance aligns with financial objectives.
- Contribute to budgeting, planning, and performance tracking processes for portfolios.
- Ensure data accuracy, consistency, and governance across all financial and analytical outputs.
- Assist in identifying and implementing process efficiencies and analytical improvements to manage workload effectively within a constrained resourcing environment.
- Provide continuity and resilience within the team by ensuring well-documented models, analyses, and reporting, mitigating the impact of resource capacity and availability challenges.
- Build a deep understanding of the product landscape and portfolio dynamics, strengthening analytical support as portfolios continue to scale and contribute materially to financials.
