Business and Commercial Banking (Bcb) SA Business Solutioning Graduate Programme – International Payments
Financial Services, Banking
Minimum Requirements
- BSc Product Design and Innovation
- BSc Engineering (Product Development)
- BSc Information Technology Product Development
- BCom Marketing
- BCom Business Management or specialised innovative fields for Product Management and innovation.
- Must be a South African citizen.
- Should you have work experience, it should not exceed 12 months.
- Matric certificate to be submitted with application.
- Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
Responsibilities
- Comprehensive Training – Receive in-depth training from industry experts to build a solid foundation in credit risk.
- Professional Development – Access mentorship, networking opportunities, and resources to support your growth.
- Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
- Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.
- Support the International Payments Product team in delivering key strategic initiatives by providing analytical, documentation, and execution support.
- Conduct end-to-end product analysis of existing international payment products (e.g. CFC accounts), covering systems, processes, pricing, reporting, and supporting product artefacts.
- Assist in reviewing and documenting current-state systems and processing flows, identifying inefficiencies, risks, and opportunities for improvement.
- Analyse product pricing structures, fees, and cost drivers, supporting recommendations for optimisation and alignment with market and strategic objectives.
- Support the evaluation and enhancement of management and regulatory reporting, ensuring data accuracy, relevance, and usability for decision-making.
- Review and maintain product documentation and artefacts, including product specs, terms and conditions, operating manuals, and governance materials.
- Assist with assessing frontline enablement, including training materials, product guides, and FAQs, to ensure accurate product understanding and consistent customer experience.
- Compile insights and findings into clear presentations and reports for product managers and senior stakeholders.
- Collaborate with cross-functional teams (e.g. operations, technology, compliance, finance, and business channels) to support product analysis and implementation activities.
- Contribute to process mapping and redesign initiatives aimed at improving operational efficiency, scalability, and customer experience within international payments.
- Support project tracking and coordination, ensuring key deliverables, dependencies, and risks are documented and communicated.
- Develop a strong understanding of international payments, foreign currency products, and regulatory considerations, building foundational product and domain expertise.